Terms and Conditions

Acceptance of Terms

By accessing and using the valyriconvos website and subscribing to our financial planning services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and valyriconvos. If you do not agree to these terms, you must not use our website or services.

Service Description

valyriconvos provides monthly financial planning consultation services on a subscription basis. Our services include personalized consultations, financial guidance, and ongoing support to help clients understand and navigate their financial circumstances.

Services are provided to Australian residents aged 18 and over. Service availability may vary by location and individual circumstances.

User Responsibilities

As a user of our services, you agree to:

• • Provide accurate and complete information during consultations and registration
• • Use our services only for lawful purposes and in accordance with these terms
• • Maintain the confidentiality of your account information and login credentials
• • Pay all fees associated with your subscription in a timely manner
• • Notify us promptly of any changes to your personal or financial circumstances that may affect our services

Prohibited Uses

You may not use our website or services to:

• • Engage in any illegal activities or violate any applicable laws or regulations
• • Interfere with or disrupt the integrity or performance of our website or services
• • Attempt to gain unauthorized access to our systems or other user accounts
• • Use our services to provide advice to third parties without proper authorization

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of valyriconvos or its licensors and is protected by Australian and international copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes in accordance with these terms.

Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your information as described in our Privacy Policy. Privacy Policy

Payment Terms and Billing

Our subscription services require monthly payment in advance. Payment is due on the same date each month based on your initial subscription date.

Limitation of Liability

To the maximum extent permitted by Australian law, valyriconvos shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial opportunities, arising from your use of our services.

Our services are provided on an "as is" basis without warranties of any kind, whether express or implied. We do not warrant that our services will meet your specific requirements or that they will be uninterrupted or error-free.

User Indemnification

You agree to indemnify and hold harmless valyriconvos, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We encourage resolving disputes through direct communication first. However, if disputes cannot be resolved informally:

Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, if you breach these terms or engage in conduct that we deem inappropriate or harmful.

Upon termination, your right to use our services ceases immediately, and any data or information in your account may be deleted in accordance with our data retention policies.

Governing Law

These terms are governed by and construed in accordance with the laws of New South Wales, Australia. Any legal proceedings relating to these terms shall be brought exclusively in the courts of New South Wales.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website, and we will update the "last updated" date accordingly.

Your continued use of our services after any changes constitutes acceptance of the modified terms. We recommend reviewing these terms periodically to stay informed of any updates.

Severability of Terms

If any provision of these terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Entire Agreement

These terms, together with our Privacy Policy and any other legal notices published on our website, constitute the complete agreement between you and valyriconvos regarding the use of our services.

Contact Information

If you have questions about these terms and conditions, please contact us: